At EJA/Capacity Insurance Agency and EJA/Capacity Benefits Agency, we are committed to providing you with the competitively priced insurance solutions and services you require for peace of mind today and into the future. This means offering a portfolio of insurance coverages that protects your personal property (car, house, boat, valuables, etc.) from damage and safeguards your assets in the event of a liability claim. For business owners, it means helping to protect your investment, property, employees and clients from the various exposures you face.

As an independent agent, we provide you with choices. We’re able to find the right insurance coverage options at the right price for you from the many leading insurance companies with which we work. Additionally, as a proud partner of THE CAPACITY GROUP, an EPIC Company, a nationally recognized leader and one of the fastest-growing full-service insurance brokerage groups in the country, we are able to tap into new markets and innovative solutions that address the unique risk profiles of our clients. We also have the ability to pinpoint emerging risks that could potentially upend an operation down the road and implement robust risk management and loss control strategies to mitigate liability and property damage exposures.

Our Business Insurance Solutions

Our suite of commercial insurance products includes, but is not limited to:

  • Package Policies
  • General Liability
  • Property Insurance
  • Business Interruption
  • Equipment Breakdown
  • Inland Marine
  • Commercial Automobile
  • Commercial Umbrella/Excess
  • Workers’ Compensation
  • Employment Practices Liability
  • Pollution Liability
  • Professional Liability
  • Cyber Liability
  • Directors & Officers Liability
  • Employee Benefits Liability
  • Fiduciary Liability
  • Industry-Specific Coverages
  • Surety Bonds
  • And Many More!

Our Industry Expertise

At EJA/Capacity Insurance Agency, we specialize in several industry sectors, including artisan contractors – from plumbers to HVACs, electricians, landscapers, and more. We provide a menu of specialized coverages that address each sector’s unique exposures. Our staff will review your existing program and determine if your insurance coverages are doing the job you require. We’ll put together a plan for you once we truly understand your needs and determine where we can make improvements.

Our Benefits Specialists at EJA/Capacity Benefits Agency provide businesses with sound and valuable employee benefits solutions, including Group Health, Life & Disability and Medicare coverage.