EJA/Capacity Insurance Agency has been successfully serving contractors throughout New Jersey and Eastern Pennsylvania for over two decades, and takes pride in establishing and maintaining the trust of our clients. As a reflection of our dedication, we are active members of many associations including the New Jersey Air Conditioning Contractors Association (NJACCA) and the New Jersey State League of Master Plumbers (NJSLMP).

Who We Insure

We insure contractors of all types, including, but not limited to:

  • General Contractors
  • Custom Home Builders
  • Plumbers
  • HVAC
  • Landscaping
  • Carpenters
  • Electricians
  • Masons
  • Roofers
  • And Many More!

Coverages We Provide

As experienced professionals in insuring the construction industry, we understand that each type of contractor comes with their own unique set of exposures. For this reason, we will work with you to evaluate your specific operations and provide only the coverage you need, including but not limited to:

  • General Liability
  • Property Insurance
  • Workers’ Compensation
  • Commercial Auto Insurance
  • Crime & Employee Dishonesty
  • Commercial Umbrella/Excess
  • Pollution Liability
  • Contractor’s Equipment
  • Professional Liability/E&O
  • Cyber Liability
  • Employee Benefits Liability
  • Employment Practices Liability
  • And Many More!


Our staff will provide you with quick turnaround from quote to policy, so you can get the proper coverage needed to win contracts and compete on a level playing field. We will provide you with the certificates of insurance you need, as well.

You can also look to us for the Surety Bonds you need as a contractor – from bid to performance bonds and more.

Risk Management, Loss Control Helps Drive Down Costs

At EJA/Capacity Insurance Agency, we do more than just sell insurance. Our professionals will help you identify your potential problem areas and implement risk management and loss-control programs as needed. As Workers’ Compensation is one of the biggest exposures and expenses for any contractor, we will work with you to implement workplace and job-site safety programs to reduce claims and ultimately reduce your premiums.